In the begining!
Dayton historical panorama (Photo credit: bellanox)
Real Estate is in My Blood
My father was a subdivider of real estate. Of course in 1929 that part of his business just completely collapsed. Nobody wanted to buy lots because they were going to build anything.
Most of my young life of lived in Oakwood, Ohio which is a suburb of Dayton. Throughout my life I worked almost exclusively as a real estate broker but there was a short period right after I graduated from Ohio state university when I worked as an advertising assistant in Decatur, Illinois.
When I graduated I went to work for the National Cash Register Company for a year. Then I stop that and went to Ohio state university. I think I probably entered Ohio State in about 1938.
I was in Ohio State for two years, and then I got a motorcycle. I had a bad accident that crushed my right arm and gave me a compound fracture of the right leg.
I went back to Ohio State in about 1940.
Originally I lived in Belmont which is another suburb of Dayton. Then we moved to Oakwood. My father was subdividing a farm. I went to Oakwood elementary school, Oakwood junior high, and Oakwood. High school and I went to college at Ohio State.
I was pretty much of a good kid. I was a paperboy; I carried the newspapers. I think I worked on the Dayton paper. Ultimately I worked my way up to the Paper route in Hills and Dales, which is an extremely high class neighborhood of Dayton. The paper subsidized me because it was a long route. I continued delivering papers until I graduated from high school.
In about 1937 my mother and father had moved to Findlay, Ohio where they had originally lived. He was operating a real estate business. My cousin Georgie was also involved in real estate.
I earned my license to sell real estate probably in about 1939. I liked the business.
When I got out of the service in early 1946, Ann and I and the baby went to Findlay, Ohio. That’s where we lived from then on.
My kids are Leni, Lisa, Andrew, Sarah, Robin, Jeffrey, Michelle, Lori, Julie, Robby.
I met my wife-to-be in about 1940. Her name was Ann Ruffin. We hit it off. After a year of dating we go
t married, and the bigger romance began. We were married 62 years! It would have been 63 years but she passed away in January, 2005. Her heart blew out. It was tough.
While we were married we had twelve pregnancies. One of them, a boy of about two years old, died of hydro encephalitis. We took him to children’s hospital in Columbus. They put in a shunt but it didn’t work.
Another one was stillborn.
But we had seven healthy girl babies and three boys. They grew up to be healthy, kids and adults. The youngest is 40 or 41; the oldest is 61.
All went to college except for one.
Needless to say we didn’t take a vacation every year or heat out every other night or even every week. It was a matter of self-control, which very few people have. Economic self-control, anyway.
Ann graduated from Ohio State also. Her degree was in social administration. I had a degree in business administration; I was marketing major.
This is important to me, yes it is. When we had our fifth child I decided to become a catholic. My wife was catholic, and I had been a nominal protestant, I guess.
So I converted to Catholicism and that was it.
Leisure and travel
Every year we went up to cedar point but we didn’t do any camping out. In Finley we lived at 829 South Main Street. With twelve rooms and three and a half baths.
There were no hardships. Some people might have thought we had hardships, but I never did. We had the usual number of teeth-straightening visits to the orthodontist, the optometrist… we did what we had to do.
Leni went to college at Kent state. Lisa went to go Ohio State. (Inaudible). Sarah went to the University of Dayton. Robin went to Findlay College and then Ohio Dominican in Columbus. Jeff was a preemie, and he didn’t have quite the mental capacity for college, but he went to Business College for two years in Toledo. He always had a little bit of difficulty getting a job or holding a job
Because of my arm I probably could have been exempted from service during WWII, but I didn
’t try it. I was inducted and went in through camp Perry. I was assigned to the fifth service command at fort Hays. I was t
here until I went to officer candidate school. That must have been in about 1939 or 1940.
Then I went back to fort Hays where I was assigned to the Fletcher general hospital as a second lieutenant. There I was a Custodial officer charged with taking care of all the equipment in the hospital. There were 3 one-hal
f mile-long ramps, so I had to do a lot of walking.
My wife and age to get herself assigned to Fletcher general hospital to do her fieldwork before she graduated. Then I went back to fort Hays and remained there until I was separated from the service as a first lieutenant. That’s about it.
One low point was when our boy Brian died. Other than that I didn’t have any low points. It was all
onward and upward. And in the meanwhile I made a lucky investment in First National stock, which ultimately became Fifth Third bank. To make a long story short I ended up with 6500 shares of Fifth Third stock which was worth perhaps $350,000.00.
That got me interested in the stock market so I invested whatever I could. I ended up with a couple million dollars in the stock market. It doesn’t seem like anything exceptional to me, but perhaps it is.
I think my income is currently in the range of 65,000 to $75,000.00 a year from dividends. You need that because it costs about $70,000.00 a year to live here in this facility.
When my wife died and my children spread all over the United States I wasn’t able to take care of myself. I still own my house. In the meanwhile we sold the one out on south main and bought another one on Coventry drive. It’s a three bedroom, two bathroom break ranch house. It’s got a two car garage. I still on that and I still on my
car which is in the driveway out there. I kept them so that if the kids came home they would have some place to stay and something to drive.
Decide what you want to do then plot how to get there. Self-control is essential. Economic self-contr
ol. It still puzzles me why so many people feel that they have to be out several times a week. It costs six or seven times what it cost to prepare that same meal at home.
Then there are all the people who buy lottery tickets and movies and things like that. I was always a voracious reader. I got my entertainment from reading. I’ve never seen a movie that could equal a good book. The mind can furnish things that the movies can’t do.